Protect Yourself from Today’s High Costs of Accidents
Accidents happen, and this plan can help with reimbursing some of the costs you incur so you can focus on getting care. CAM can help you pay for the treatment you need resulting from injuries or accidents.
Plans Start At $44/month
Free Telehealth Included
AM Best Company A+ Rating is assigned to insurance companies that have, in its opinion, a superior ability to meet their ongoing insurance obligations.
- Freedom to choose your own doctors and hospitals (4 visits per year)
- $250,000, $500,000, $750,000, or $1,000,000 annual maximum options
- Deductible options of $500, $750, $1,000, $1,250, or $1,500
- 70%/30% or 100%/0% coinsurance option
- Next day coverage available
- Guaranteed Issue for eligible members:
- No exams or medical questions
Use As COBRA Alternative
Short-term accident medical insurance is a type of insurance that offers coverage for a limited time period, usually between 30 and 180 days. It pays for medical expenses incurred from accidents or injuries, including emergency room visits, hospital stays, and follow-up care.
It can be a more cost-effective alternative to COBRA health insurance because it is designed to provide coverage for a specific, limited period of time. It is an excellent option for those who have lost a job or faced a similar disaster and are seeking a more cost-effective alternative.
Unlimited Telehealth Doctor Visits Included
MDLive is a non-insurance service included in your membership benefits and provides 24 hours a day, 365 days a year access to a network of U.S. Board Certified physicians who can diagnose, recommend treatment, prescribe or refill prescriptions for routine conditions.
- NO MONTHLY FEES / FREE
- Unlimited $0 Copay to connect with a doctor by phone, email, or secure video
- Can be used anywhere – whether you’re at home, work or on the go
- Wait times are typically 10 – 30 minutes, 3-hour guarantee
- Behavior health and dermatology visits also included (Copays vary per service)
- Have a prescription filled for many short-term illnesses
How Does Comprehensive Accident Medical Insurance Work?
Pay Your Deductible of $500, $750, $1,000, $1,250, or $1,500.
Your Deductible is the amount you must pay before CAM pays benefits
70%/30% or 100%/0% coinsurance.
THEN You pay the remaining percentage of any additional covered charges
CAM pays all remaining eligible covered charges.
About Crum & Forster
Crum & Forster is a market-leading provider of property and casualty, accident and health and specialty insurance solutions. A true underwriting company with a 200-year history of assisting customers in risk management through laser-focused expertise, integrity and discipline.
AUIC Members have access to the most up-to-date and reliable information, products, services and resources necessary for the most efficient operation of their business. These resources leverage the use of the internet to develop strategies to lower costs, increase marketing and sales, and drive up revenues and profits. Learn more at AUIC.org.
Use Your Benefits Starting Tomorrow!
Questions? Call us
To obtain this health product, depending on state of residency, the individual must sign up for an association membership with AUIC.org.
This is a brief description of coverage provided under Group Accident, Form GAC-30000, and subject to the terms, conditions, limitations, and exclusion of the Policy. Please see the Policy and Certificate for complete details. Coverage may vary or may not be available in all states.
Plans are underwritten by the United States Fire Insurance Company, Eatontown, NJ. Plans are underwritten by the United Fire Insurance Company, C&F and Crum & Forster are registered trademarks of United States Fire Insurance. The Crum & Forster group of companies are rated A (Excellent) by AM Best Company 2022.